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Clean Science and Technology IPO

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  Incorporated in 2004, Clean Science and Technology (CST) is a speciality-chemical player dealing in niche chemical compounds. Unlike other chemical players, it develops and uses eco-friendly chemistries based on catalytic technology. Its products are used as polymerisation inhibitors, intermediates for agrochemicals and pharmaceuticals, anti-oxidants, UV blockers, anti-retroviral reagents and others. Although CST focuses on niche products, it is the largest producer of primary products , including MEHQ, BHA and others. The company exports its products to various regulated markets, such as China, Europe and the US. Exports account for 70 per cent of the company's total revenue. The Indian speciality-chemicals industry is expected to grow to $147 bn from $78 bn in 2019, owing to factors like the introduction of stringent environmental norms in China, the availability of cheap labour and the R&D skillset in India, the Indian government's export push, amongst others. To...
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Joint Home Loan

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Joint Home Loan : Eligibility rules & Income Tax Benefits Many home loan borrowers consider taking a Joint Home Loan as a practical option to get higher loan amount and also to avail Income Tax Benefits. Joint Debt has become a part of the Household finance these days. One of the primary benefits of a joint loan is that it increases the borrowing capacity of the prospective home buyers. The combined repaying power of the applicants  (two or more)  is considered while sanctioning a higher loan amount. A joint home loan not only allows you to share your debt burden but also allows you to extract maximum benefits offered by the IT Act. As per the existing Income Tax Laws, both the individuals  (loan applicants)   can claim income tax deductions on the principal repayment under  section 80c  and on the interest amount under Section 24 . The maximum amount that can be claimed as tax deduction depends on the use of the property ie whether it is a...
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A Single Message can crash any I-PHONE DEVICES

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Only a single character can crash your iPhone and block access to the Messaging app in iOS as well as popular apps like WhatsApp, Facebook Messenger, Outlook for iOS, and Gmail. First spotted by Italian Blog Mobile World, a potentially new severe bug affects not only iPhones but also a wide range of Apple devices, including iPads, Macs and even Watch OS devices running the latest versions of their operating software. Like previous 'text bomb' bug, the new flaw can easily be exploited by anyone, requiring users to send only a single character from Telugu—a native Indian language spoken by about 70 million people in the country. Once the recipient receives a simple message containing the symbol or typed that symbol into the text editor, the character immediately instigates crashes on iPhones, iPads, Macs, Apple Watches and Apple TVs running Apple's iOS Springboard. Apps that receive the text bomb tries to load the character, but fails and refuses to function prop...
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How to get a Job?

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Maybe you’ve just graduated from school and are looking for your first job. Or maybe your current job isn’t working out. For whatever reason, you need a job fast. Searching for a job can seem like a daunting task. It helps to be organized and focused. You can increase your chances for success by searching for opportunities, tailoring your materials, and standing out during the application process.         1. Search online. Many, if not most, companies and organizations advertise open positions on employment websites and on company websites. If you know which company you want to work for, start by checking out their website. You will likely see a tab labeled “Job Openings” or “Career Opportunities”. Click the tab to see what is available. You can also use online job search engines to widen your search. Enter keywords and geographic location on popular sites such as Indeed, Jobs.com, TheLadders, Glassdoor, and LinkedIn. For example, if you ...
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GST on textiles

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                                                                  INTRODUCTION Goods and Services tax (GST) has been identified as one of most important tax reforms post-independence. It is a tax trigger, which will lead to business transformation for all major industries. Given the passage of the Constitution (101st) Amendment Bill, 2016 for GST in the Parliament on 8 August 2016, ratification of the said Bill by more than 15 states by early September followed by its enactment, and passage of four GST Bills in the Lok Sabha on 29 March 2017 and Rajya Sabha on 6 April 2017, with the clear road map being laid down by the Finance Ministry, the Governmen...
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How to file Income Tax Return

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                                     Upload Income Tax Retur n    Download  the ITR preparation software for the relevant assessment year to your PC / Laptop from the  "Downloads"  page. Prepare the Return using the downloaded Software.                                                                                                                                              Gather all the information regarding your income, tax payments, deductions etc. Pre-populate the personal details and tax payments/TDS by...
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How does a high intelligence person think?

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Thinking is separated in two types: the fast (intuitive) thinking and the slow (logic) thinking. Fast thinking feels instant and works in parallel, by association. Slow thinking feels like hard work and works serially, step by step. This is the same for all humans, regardless of their IQ. Higher IQ people are biologically better at making associations. Memory works by associations. So, high IQs remember more things and therefore they can associate more things. The more things you can associate, the more ideas you come up with fast (intuitive) thinking. Hence, the higher the probability to come up with something original. On the other hand, the more you can associate, the more ideas you can remember simultaneously. Hence, the more far you can go with logic (slow) thinking before you forget where you came from. This is key: A lot of times you will see people unable to follow up, although the explanation offered is presented in simple steps. The problem is, there is one...
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